Based on the accounts connected, the app could suggest which debts to tackle first and amount users can put towards paying things fully off. On a UI standpoint, you can create a secondary page/graph in which it can show the user some sort of timeline as to when they’ll be debt free if they stick to the plan and such. Huge opportunity here for the app!

It would be great if monthly the the app is capable of making suggestions on what percentage of income can be used to quickly repay debt based on income averages and budgets.

The app can ask which budgets can be reduced or not and then that budget reduction plus willing percentage of income can be used towards the debt total.

There could also be choices for different repayment strategies as well. For example the snowball method - paying off the smaller debts first then when the card is paid off taking those payments and putting it towards the next credit card’s payments