Show users what deals their credit cards offer at the moment. Enable them to activate those deals/offers from the app. E.g. “5% cash back at chevron. Expires in 10 days. ”

Most of major credit card companies offer cash back on certain categories of transactions. Sometimes cash back categories are constant, like 3% on travel or 2% on any transaction… sometimes cash back categories are rotating quarterly like Chase Freedom does offering 5%.

I would love to have a place where I can see all my credit cards rated by cash back in particular category…. Or just be informed that by using different credit card to pay for N transaction I could have saved additional $x.xx in cash back.

Let app pay for itself and educate your users. Obviously no advertisements and sponsored offers.

It would be awesome if we could also see our credit card points all in one place and status on different accounts like hotel and airline. Show when a purchase gets more points.

Credit card points and rewards have value and seeing those too can be helpful

A way to see which of my credit card benefits have been used already and points I’m getting per transaction and total point balance.

Like many folks nowadays, I am heavily invested in getting the most out of my credit card points and rewards, whether for cashback savings or aspirational travel. However, it's a bit of a pain to log in to each individual card or issuer account to view point balances. So, if Copilot could help users stay organized and view their points in one convenient place, I think that would be a game-changer, a rather novel solution across finance apps/tools, and would add a ton of value for many people.

I don't know if this could be achieved with full automation/APIs, but having a neat and purposeful way to enter and track points at least manually would be a huge step!

Currently, I have several manual "Cash" accounts (users ought to be able to change to the default “Cash” label) to achieve this, but it's kind of an inelegant solution. Ideally, points/rewards programs can be matched to a specific card already on the Copilot account or just the issuer.

In the attached image, the values I've entered for my points/rewards programs are their minimum/base values in USD, which works well enough. Given how I use my points, I suppose they're close enough to cash, and I'm more interested in balances than tracking transactions against the points for now.

Doing it the way I have, it's worth noting these points will contribute to assets/net worth in the "Accounts" tab, which is probably questionable. Maybe this could be toggled, or just kept separate.

tl;dr:

All in all, I think manual accounts should be made more customizable in general and enable use-cases like tracking points/rewards. Or, maybe this could be a more robust stand-alone feature similar to the existing functionality around Apple Card in the app.

Lots more come to mind, but I think there ought to be more discussion around this!

The ability to view how many points you are receiving. What you can do to get more points for your credit card and what you can use your points toward.

A smaller feature, but track credit card points like from chase reserve, Amex platinum etc. Plenty of heavy charmers and credit card ppl would love help managing that.

Especially for credit cards with an annual fee, it would be fantastically helpful to be able to track rewards value from each credit card (e.g. $X was reimbursed by credit card, $Y in cash back). This could help people maximize their benefits from credit cards and interrogate whether the fee-driven credit cards are positive ROI