Classifying transactions that users has not decided how to categorize or waiting for refund into "Pending category" so they can easily come back to those transactions.

I believe it would be great if I could create different budgets with some shared categories.

For example:

When a transation of a restaurant occurs, both budget got filled with that transition. Meanwhile I can keep an eye on both budgets

Christmas 2021, beach vacation, etc. so you don’t have to create a category

I’d love to be able to track this type of thing more easily. Useful in understanding how much I’m paying on credit cards and what is going to interest vs principal. Same for other loan types.

allows users to mark a transaction with the name of the person who made the purchase.

This feature would enable users to filter their transactions more precisely, making it easier to see who made a particular purchase, especially if there are multiple transactions from the same merchant. By enabling users to tag the person who made the purchase, the app would provide a more detailed and accurate view of the bank account, which would make it easier for users to manage their finances and stay on budget. This would be a valuable addition for joint accounts. This could also be set in the review transaction step. Overall, the ability to mark a transaction with the name of the person who made the purchase would be a valuable addition.

For example, many of my subscriptions would fall under multiple categories, namely “entertainment”, and I’d like those to go towards that budget as well as under “subscriptions”.

Every month/quarter, I would like to see how much i am spending on basics vs luxuries. So that I can know what the absolute minimum I need is.